{"id":76926,"date":"2025-10-14T07:09:35","date_gmt":"2025-10-14T07:09:35","guid":{"rendered":"https:\/\/ferabrajan.com\/portal\/?p=76926"},"modified":"2025-10-13T18:17:31","modified_gmt":"2025-10-13T18:17:31","slug":"el-toque-fantasma-como-funciona-la-estafa-que-aprovecha-la-tecnologia-nfc","status":"publish","type":"post","link":"https:\/\/ferabrajan.com\/portal\/2025\/10\/14\/el-toque-fantasma-como-funciona-la-estafa-que-aprovecha-la-tecnologia-nfc\/","title":{"rendered":"El \u201ctoque fantasma\u201d: c\u00f3mo funciona la estafa que aprovecha la tecnolog\u00eda NFC"},"content":{"rendered":"<p class=\"p1\" data-t=\"{&quot;n&quot;:&quot;blueLinks&quot;,&quot;t&quot;:13,&quot;a&quot;:&quot;click&quot;,&quot;b&quot;:76}\">La comodidad de los pagos sin contacto podr\u00eda estar costando caro a muchos usuarios. En\u00a0<strong>M\u00e9xico<\/strong>\u00a0y otros pa\u00edses ya se reporta el uso de una estafa conocida como\u00a0<strong>\u201ctoque fantasma\u201d<\/strong>, una modalidad que permite\u00a0<strong>clonar o realizar cargos autom\u00e1ticos a tarjetas y celulares<\/strong>\u00a0sin que el propietario lo note, seg\u00fan medios nacionales.<\/p>\n<div class=\"article-image-slot image-slot-placeholder\" data-doc-id=\"cms\/api\/amp\/image\/AA1Ol2Dy\">\n<div class=\"article-image-slot\">\n<div class=\"article-image-container polished\" data-t=\"{&quot;n&quot;:&quot;OpenModal&quot;,&quot;t&quot;:13,&quot;b&quot;:8,&quot;c.i&quot;:&quot;AA1OkTcA&quot;,&quot;c.l&quot;:false,&quot;c.t&quot;:13,&quot;c.v&quot;:&quot;news&quot;,&quot;c.c&quot;:&quot;others&quot;,&quot;c.b&quot;:&quot;R\u00e9cord (M\u00e9xico)&quot;,&quot;c.bi&quot;:&quot;AABjvt&quot;,&quot;c.tv&quot;:&quot;technology&quot;,&quot;c.tc&quot;:&quot;tech-companies&quot;,&quot;c.hl&quot;:&quot;El \u201ctoque fantasma\u201d: c\u00f3mo funciona la estafa que aprovecha la tecnolog\u00eda NFC&quot;}\" data-test-id=\"AA1Ol2Dy\">\n<div><\/div>\n<p><button class=\"article-image-height-wrapper expandable article-image-height-wrapper-new\" data-customhandled=\"true\" data-t=\"{&quot;n&quot;:&quot;OpenModalButton&quot;,&quot;a&quot;:&quot;click&quot;,&quot;b&quot;:1,&quot;c.i&quot;:&quot;AA1OkTcA&quot;,&quot;c.l&quot;:false,&quot;c.t&quot;:13,&quot;c.v&quot;:&quot;news&quot;,&quot;c.c&quot;:&quot;others&quot;,&quot;c.b&quot;:&quot;R\u00e9cord (M\u00e9xico)&quot;,&quot;c.bi&quot;:&quot;AABjvt&quot;,&quot;c.tv&quot;:&quot;technology&quot;,&quot;c.tc&quot;:&quot;tech-companies&quot;,&quot;c.hl&quot;:&quot;El \u201ctoque fantasma\u201d: c\u00f3mo funciona la estafa que aprovecha la tecnolog\u00eda NFC&quot;}\"><img decoding=\"async\" class=\"article-image article-image-ux-impr article-image-new expandable\" title=\"En M\u00e9xico y otros pa\u00edses ya se reporta el uso de una estafa conocida como \u201ctoque fantasma\u201d. \/ Pixabay\" src=\"https:\/\/img-s-msn-com.akamaized.net\/tenant\/amp\/entityid\/AA1Ol2Dy.img?w=768&amp;h=432&amp;m=6\" alt=\"En M\u00e9xico y otros pa\u00edses ya se reporta el uso de una estafa conocida como \u201ctoque fantasma\u201d. \/ Pixabay\" \/><\/button><\/p>\n<div class=\"image-caption-container image-caption-container-ux-impr articlewc-image-caption-container\"><span class=\"image-caption\">En M\u00e9xico y otros pa\u00edses ya se reporta el uso de una estafa conocida como \u201ctoque fantasma\u201d. \/ Pixabay<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>&nbsp;<\/p>\n<p class=\"p1\" data-t=\"{&quot;n&quot;:&quot;blueLinks&quot;,&quot;t&quot;:13,&quot;a&quot;:&quot;click&quot;,&quot;b&quot;:76}\">El m\u00e9todo se aprovecha de la tecnolog\u00eda\u00a0<strong>Near Field Communication (NFC)<\/strong>, presente en tarjetas bancarias, relojes inteligentes y tel\u00e9fonos m\u00f3viles. Los delincuentes utilizan\u00a0<strong>lectores inal\u00e1mbricos port\u00e1tiles o tel\u00e9fonos modificados<\/strong>\u00a0para acercarlos a la v\u00edctima y ejecutar cobros instant\u00e1neos, sin contrase\u00f1a ni autorizaci\u00f3n visible.<\/p>\n<h2 class=\"article-sub-heading\">\u00bfC\u00f3mo funciona el \u00abtoque fantasma\u00bb?<\/h2>\n<p class=\"p1\" data-t=\"{&quot;n&quot;:&quot;blueLinks&quot;,&quot;t&quot;:13,&quot;a&quot;:&quot;click&quot;,&quot;b&quot;:76}\">El \u201ctoque fantasma\u201d se caracteriza por su rapidez: el estafador solo necesita acercarse a menos de 10 cent\u00edmetros de la persona para\u00a0<strong>activar una transacci\u00f3n<\/strong>\u00a0o\u00a0<strong>copiar la informaci\u00f3n bancaria<\/strong>. En lugares como el metro, conciertos o plazas comerciales, la cercan\u00eda f\u00edsica facilita el enga\u00f1o.<\/p>\n<div class=\"article-image-slot image-slot-placeholder\" data-doc-id=\"cms\/api\/amp\/image\/AA1OkQAr\">\n<div class=\"article-image-slot\">\n<div class=\"article-image-container polished\" data-t=\"{&quot;n&quot;:&quot;OpenModal&quot;,&quot;t&quot;:13,&quot;b&quot;:8,&quot;c.i&quot;:&quot;AA1OkTcA&quot;,&quot;c.l&quot;:false,&quot;c.t&quot;:13,&quot;c.v&quot;:&quot;news&quot;,&quot;c.c&quot;:&quot;others&quot;,&quot;c.b&quot;:&quot;R\u00e9cord (M\u00e9xico)&quot;,&quot;c.bi&quot;:&quot;AABjvt&quot;,&quot;c.tv&quot;:&quot;technology&quot;,&quot;c.tc&quot;:&quot;tech-companies&quot;,&quot;c.hl&quot;:&quot;El \u201ctoque fantasma\u201d: c\u00f3mo funciona la estafa que aprovecha la tecnolog\u00eda NFC&quot;}\" data-test-id=\"AA1OkQAr\">\n<div><\/div>\n<p><button class=\"article-image-height-wrapper expandable article-image-height-wrapper-new\" data-customhandled=\"true\" data-t=\"{&quot;n&quot;:&quot;OpenModalButton&quot;,&quot;a&quot;:&quot;click&quot;,&quot;b&quot;:1,&quot;c.i&quot;:&quot;AA1OkTcA&quot;,&quot;c.l&quot;:false,&quot;c.t&quot;:13,&quot;c.v&quot;:&quot;news&quot;,&quot;c.c&quot;:&quot;others&quot;,&quot;c.b&quot;:&quot;R\u00e9cord (M\u00e9xico)&quot;,&quot;c.bi&quot;:&quot;AABjvt&quot;,&quot;c.tv&quot;:&quot;technology&quot;,&quot;c.tc&quot;:&quot;tech-companies&quot;,&quot;c.hl&quot;:&quot;El \u201ctoque fantasma\u201d: c\u00f3mo funciona la estafa que aprovecha la tecnolog\u00eda NFC&quot;}\"><img decoding=\"async\" class=\"article-image article-image-ux-impr article-image-new expandable\" title=\"En lugares como el metro, conciertos o plazas comerciales, la cercan\u00eda f\u00edsica facilita el enga\u00f1o.\/ Pixabay\" src=\"https:\/\/img-s-msn-com.akamaized.net\/tenant\/amp\/entityid\/AA1OkQAr.img?w=768&amp;h=432&amp;m=6\" alt=\"En lugares como el metro, conciertos o plazas comerciales, la cercan\u00eda f\u00edsica facilita el enga\u00f1o.\/ Pixabay\" \/><\/button><\/p>\n<div class=\"image-caption-container image-caption-container-ux-impr articlewc-image-caption-container\"><span class=\"image-caption\">En lugares como el metro, conciertos o plazas comerciales, la cercan\u00eda f\u00edsica facilita el enga\u00f1o.\/ Pixabay<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<p class=\"p1\" data-t=\"{&quot;n&quot;:&quot;blueLinks&quot;,&quot;t&quot;:13,&quot;a&quot;:&quot;click&quot;,&quot;b&quot;:76}\">Expertos en ciberseguridad explican que los delincuentes aprovechan el descuido de los usuarios que\u00a0<strong>guardan sus tarjetas en bolsillos traseros o bolsas externas<\/strong>, lo que permite detectar la se\u00f1al NFC y realizar cargos sin contacto.<\/p>\n<h2 class=\"article-sub-heading\"><strong>Qu\u00e9 recomiendan los especialistas<\/strong><\/h2>\n<p class=\"p1\" data-t=\"{&quot;n&quot;:&quot;blueLinks&quot;,&quot;t&quot;:13,&quot;a&quot;:&quot;click&quot;,&quot;b&quot;:76}\">Para evitar ser v\u00edctima de este tipo de fraude, se recomienda\u00a0<strong>desactivar la funci\u00f3n NFC<\/strong>\u00a0cuando no se use y\u00a0<strong>guardar las tarjetas en fundas o carteras con protecci\u00f3n RFID<\/strong>, que bloquean las se\u00f1ales inal\u00e1mbricas.<\/p>\n<p class=\"p1\" data-t=\"{&quot;n&quot;:&quot;blueLinks&quot;,&quot;t&quot;:13,&quot;a&quot;:&quot;click&quot;,&quot;b&quot;:76}\">Tambi\u00e9n es importante\u00a0<strong>activar las alertas de movimientos bancarios<\/strong>\u00a0y revisar con frecuencia los estados de cuenta.<\/p>\n<div class=\"article-image-slot image-slot-placeholder\" data-doc-id=\"cms\/api\/amp\/image\/AA1Olckc\">\n<div class=\"article-image-slot\">\n<div class=\"article-image-container polished\" data-t=\"{&quot;n&quot;:&quot;OpenModal&quot;,&quot;t&quot;:13,&quot;b&quot;:8,&quot;c.i&quot;:&quot;AA1OkTcA&quot;,&quot;c.l&quot;:false,&quot;c.t&quot;:13,&quot;c.v&quot;:&quot;news&quot;,&quot;c.c&quot;:&quot;others&quot;,&quot;c.b&quot;:&quot;R\u00e9cord (M\u00e9xico)&quot;,&quot;c.bi&quot;:&quot;AABjvt&quot;,&quot;c.tv&quot;:&quot;technology&quot;,&quot;c.tc&quot;:&quot;tech-companies&quot;,&quot;c.hl&quot;:&quot;El \u201ctoque fantasma\u201d: c\u00f3mo funciona la estafa que aprovecha la tecnolog\u00eda NFC&quot;}\" data-test-id=\"AA1Olckc\">\n<div><\/div>\n<p><button class=\"article-image-height-wrapper expandable article-image-height-wrapper-new\" data-customhandled=\"true\" data-t=\"{&quot;n&quot;:&quot;OpenModalButton&quot;,&quot;a&quot;:&quot;click&quot;,&quot;b&quot;:1,&quot;c.i&quot;:&quot;AA1OkTcA&quot;,&quot;c.l&quot;:false,&quot;c.t&quot;:13,&quot;c.v&quot;:&quot;news&quot;,&quot;c.c&quot;:&quot;others&quot;,&quot;c.b&quot;:&quot;R\u00e9cord (M\u00e9xico)&quot;,&quot;c.bi&quot;:&quot;AABjvt&quot;,&quot;c.tv&quot;:&quot;technology&quot;,&quot;c.tc&quot;:&quot;tech-companies&quot;,&quot;c.hl&quot;:&quot;El \u201ctoque fantasma\u201d: c\u00f3mo funciona la estafa que aprovecha la tecnolog\u00eda NFC&quot;}\"><img decoding=\"async\" class=\"article-image article-image-ux-impr article-image-new expandable\" title=\"Para evitar ser v\u00edctima de este tipo de fraude, se recomienda desactivar la funci\u00f3n NFC. \/ Pixabay\" src=\"https:\/\/img-s-msn-com.akamaized.net\/tenant\/amp\/entityid\/AA1Olckc.img?w=768&amp;h=432&amp;m=6\" alt=\"Para evitar ser v\u00edctima de este tipo de fraude, se recomienda desactivar la funci\u00f3n NFC. \/ Pixabay\" \/><\/button><\/p>\n<div class=\"image-caption-container image-caption-container-ux-impr articlewc-image-caption-container\"><span class=\"image-caption\">Para evitar ser v\u00edctima de este tipo de fraude, se recomienda desactivar la funci\u00f3n NFC. \/ Pixabay<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<p class=\"p1 continue-read-break\" data-t=\"{&quot;n&quot;:&quot;blueLinks&quot;,&quot;t&quot;:13,&quot;a&quot;:&quot;click&quot;,&quot;b&quot;:76}\">Los expertos recuerdan que\u00a0<strong>ninguna instituci\u00f3n financiera realiza cobros sin autorizaci\u00f3n<\/strong>\u00a0ni solicita acercar tarjetas a lectores port\u00e1tiles fuera de una operaci\u00f3n conocida. En caso de detectar un cargo no reconocido, es vital\u00a0<strong>reportarlo inmediatamente al banco y a la Condusef<\/strong>.<\/p>\n<h2 class=\"article-sub-heading\"><strong>Tecnolog\u00eda \u00fatil, pero vulnerable<\/strong><\/h2>\n<p class=\"p1\" data-t=\"{&quot;n&quot;:&quot;blueLinks&quot;,&quot;t&quot;:13,&quot;a&quot;:&quot;click&quot;,&quot;b&quot;:76}\">La tecnolog\u00eda NFC se ha convertido en una herramienta popular por su rapidez y practicidad, pero tambi\u00e9n en un blanco atractivo para los delincuentes. Los especialistas se\u00f1alan que\u00a0<strong>la seguridad digital depende tanto del usuario como de las medidas de protecci\u00f3n implementadas por los bancos<\/strong>.<\/p>\n<p class=\"p1\" data-t=\"{&quot;n&quot;:&quot;blueLinks&quot;,&quot;t&quot;:13,&quot;a&quot;:&quot;click&quot;,&quot;b&quot;:76}\">El llamado \u201ctoque fantasma\u201d confirma que, en tiempos de pagos inteligentes,\u00a0<strong>el descuido puede costar m\u00e1s de lo que imaginas<\/strong>.<\/p>\n<div class=\"article-image-slot image-slot-placeholder\" data-doc-id=\"cms\/api\/amp\/image\/AA1Ol7vp\">\n<div class=\"article-image-slot\">\n<div class=\"article-image-container polished\" data-t=\"{&quot;n&quot;:&quot;OpenModal&quot;,&quot;t&quot;:13,&quot;b&quot;:8,&quot;c.i&quot;:&quot;AA1OkTcA&quot;,&quot;c.l&quot;:false,&quot;c.t&quot;:13,&quot;c.v&quot;:&quot;news&quot;,&quot;c.c&quot;:&quot;others&quot;,&quot;c.b&quot;:&quot;R\u00e9cord (M\u00e9xico)&quot;,&quot;c.bi&quot;:&quot;AABjvt&quot;,&quot;c.tv&quot;:&quot;technology&quot;,&quot;c.tc&quot;:&quot;tech-companies&quot;,&quot;c.hl&quot;:&quot;El \u201ctoque fantasma\u201d: c\u00f3mo funciona la estafa que aprovecha la tecnolog\u00eda NFC&quot;}\" data-test-id=\"AA1Ol7vp\">\n<div><\/div>\n<p><button class=\"article-image-height-wrapper expandable article-image-height-wrapper-new\" data-customhandled=\"true\" data-t=\"{&quot;n&quot;:&quot;OpenModalButton&quot;,&quot;a&quot;:&quot;click&quot;,&quot;b&quot;:1,&quot;c.i&quot;:&quot;AA1OkTcA&quot;,&quot;c.l&quot;:false,&quot;c.t&quot;:13,&quot;c.v&quot;:&quot;news&quot;,&quot;c.c&quot;:&quot;others&quot;,&quot;c.b&quot;:&quot;R\u00e9cord (M\u00e9xico)&quot;,&quot;c.bi&quot;:&quot;AABjvt&quot;,&quot;c.tv&quot;:&quot;technology&quot;,&quot;c.tc&quot;:&quot;tech-companies&quot;,&quot;c.hl&quot;:&quot;El \u201ctoque fantasma\u201d: c\u00f3mo funciona la estafa que aprovecha la tecnolog\u00eda NFC&quot;}\"><img decoding=\"async\" class=\"article-image article-image-ux-impr article-image-new expandable\" title=\"En caso de detectar un cargo no reconocido, es vital reportarlo inmediatamente al banco. \/ Pixabay\" src=\"https:\/\/img-s-msn-com.akamaized.net\/tenant\/amp\/entityid\/AA1Ol7vp.img?w=768&amp;h=432&amp;m=6\" alt=\"En caso de detectar un cargo no reconocido, es vital reportarlo inmediatamente al banco. \/ Pixabay\" \/><\/button><\/p>\n<div class=\"image-caption-container image-caption-container-ux-impr articlewc-image-caption-container\"><span class=\"image-caption\">En caso de detectar un cargo no reconocido, es vital reportarlo inmediatamente al banco. \/ Pixabay<\/span><\/div>\n<div>Con Informaci\u00f3n de:\u00a0<a href=\"https:\/\/www.msn.com\/es-mx\/noticias\/other\/el-toque-fantasma-c%C3%B3mo-funciona-la-estafa-que-aprovecha-la-tecnolog%C3%ADa-nfc\/ar-AA1OkTcA?ocid=msedgdhp&amp;pc=HCTS&amp;cvid=68ed3f87f9734814b361f698d106ad4a&amp;ei=24\">https:\/\/www.msn.com\/es-mx\/noticias\/other\/el-toque-fantasma-c%C3%B3mo-funciona-la-estafa-que-aprovecha-la-tecnolog%C3%ADa-nfc\/ar-AA1OkTcA?ocid=msedgdhp&amp;pc=HCTS&amp;cvid=68ed3f87f9734814b361f698d106ad4a&amp;ei=24<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Para evitar ser v\u00edctima de este tipo de fraude, se recomienda\u00a0desactivar la funci\u00f3n NFC\u00a0cuando no se use y\u00a0guardar las tarjetas en fundas o carteras con protecci\u00f3n RFID, que bloquean las se\u00f1ales inal\u00e1mbricas.<\/p>\n","protected":false},"author":1,"featured_media":76927,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[52,585],"tags":[1351,1671,747,795],"class_list":["post-76926","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nacional","category-principal","tag-bancos","tag-condusef","tag-fraude","tag-tecnologia"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>El \u201ctoque fantasma\u201d: c\u00f3mo funciona la estafa que aprovecha la tecnolog\u00eda NFC - Fer Abrajan<\/title>\n<meta name=\"description\" content=\"Para evitar ser v\u00edctima de este tipo de fraude, se recomienda\u00a0desactivar la funci\u00f3n NFC\u00a0cuando no se use y\u00a0guardar las 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