{"id":59380,"date":"2024-04-10T14:16:06","date_gmt":"2024-04-10T14:16:06","guid":{"rendered":"https:\/\/ferabrajan.com\/portal\/?p=59380"},"modified":"2024-04-10T14:16:09","modified_gmt":"2024-04-10T14:16:09","slug":"ley-73-del-imss-cual-es-la-ultima-generacion-que-tiene-derecho-a-pensionarse","status":"publish","type":"post","link":"https:\/\/ferabrajan.com\/portal\/2024\/04\/10\/ley-73-del-imss-cual-es-la-ultima-generacion-que-tiene-derecho-a-pensionarse\/","title":{"rendered":"Ley 73 del IMSS: \u00bfCu\u00e1l es la \u00faltima generaci\u00f3n que tiene derecho a pensionarse?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Las pensiones son un tema que preocupa a los trabajadores y al gobierno, debido a que en los siguientes a\u00f1os ser\u00e1 m\u00e1s complicado que los\u00a0trabajadores\u00a0puedan acceder a una buena pensi\u00f3n, por ello, es que el presidente de M\u00e9xico, Andr\u00e9s Manuel L\u00f3pez Obrador, propuso una reforma que beneficie a los pensionados del futuro, lee:\u00a0<strong>Ley 73 del IMSS: \u00bfCu\u00e1l es la \u00faltima generaci\u00f3n que tiene derecho a pensionarse?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La generaci\u00f3n que ser\u00e1 la \u00faltima que obtenga\u00a0una pensi\u00f3n ser\u00e1 la de 1979, debido a que, quienes hayan nacido despu\u00e9s de 1980, no tendr\u00e1n una pensi\u00f3n onerosa o alta a comparaci\u00f3n de sus padres o sus abuelos y esto se debe a que antes el IMSS administraba el dinero de la pensi\u00f3n y despu\u00e9s de 1997 fueron las Afores, esta medida se dio porque la poblaci\u00f3n empez\u00f3 a envejecer a un ritmo m\u00e1s acelerado, por lo que los recursos no alcanzar\u00edan.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"768\" height=\"417\" src=\"https:\/\/ferabrajan.com\/portal\/wp-content\/uploads\/2024\/04\/BB1ll159.png\" alt=\"\" class=\"wp-image-59381\" srcset=\"https:\/\/ferabrajan.com\/portal\/wp-content\/uploads\/2024\/04\/BB1ll159.png 768w, https:\/\/ferabrajan.com\/portal\/wp-content\/uploads\/2024\/04\/BB1ll159-300x163.png 300w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Ley 73 del IMSS: \u00bfCu\u00e1l es la \u00faltima generaci\u00f3n que tiene derecho a pensionarse?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Las personas dadas de alta despu\u00e9s del 1 de julio de 1997 son quienes autom\u00e1ticamente tienen una Afore asignada, entidad donde depositar\u00e1n su ahorro para el retiro, dinero que en su totalidad ser\u00e1 destinado a la pensi\u00f3n que se reciba despu\u00e9s de los 65 a\u00f1os, sin embargo, al terminarse el recurso no habr\u00e1 m\u00e1s.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">De ah\u00ed la seriedad del tema, debido a que el INEGI report\u00f3 que en 2022 la esperanza de vida de un mexicano es a los 75 a\u00f1os, por lo que el dinero que ahorre le debe alcanzar para vivir en promedio 10 a\u00f1os o m\u00e1s, si es que la persona por su salud f\u00edsica es m\u00e1s longeva.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img decoding=\"async\" width=\"315\" height=\"177\" src=\"https:\/\/ferabrajan.com\/portal\/wp-content\/uploads\/2024\/04\/OIP-3.jpg\" alt=\"\" class=\"wp-image-59382\" style=\"width:568px;height:auto\" srcset=\"https:\/\/ferabrajan.com\/portal\/wp-content\/uploads\/2024\/04\/OIP-3.jpg 315w, https:\/\/ferabrajan.com\/portal\/wp-content\/uploads\/2024\/04\/OIP-3-300x169.jpg 300w\" sizes=\"(max-width: 315px) 100vw, 315px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">En\u00a0<strong>Mi Bolsillo<\/strong>\u00a0hemos realizado varias estimaciones de pensi\u00f3n con Ley 73 IMSS (con y sin modalidad 40) y la Ley 97 del IMSS, con el objetivo de que las personas hagan sus c\u00e1lculos y determinen lo que pueden hacer para aumentar el ahorro para el retiro.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Por ejemplo, una persona con un salario actual de 12 mil pesos, con 825 semanas cotizadas y un saldo en la Afore de 250 mil pesos, a los 65 a\u00f1os tendr\u00e1 una pensi\u00f3n de 7,489.21 pesos, cantidad que no llega al \u00faltimo salario cotizado. Si esta persona quisiera tener una pensi\u00f3n de 10,800 pesos, deber\u00e1 de tener de saldo $887,243, lo que implica que tendr\u00e1 que ahorrar $368,636 en su Afore.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En forma concreta, lo que ahorre el trabajador en su vida productiva ser\u00e1 lo que tenga para vivir en su vejez.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Con informaci\u00f3n de: <a href=\"https:\/\/www.msn.com\/es-mx\/dinero\/noticias\/ley-73-del-imss-cu%C3%A1l-es-la-%C3%BAltima-generaci%C3%B3n-que-tiene-derecho-a-pensionarse\/ar-BB1lkUe0\">https:\/\/www.msn.com\/es-mx\/dinero\/noticias\/ley-73-del-imss-cu%C3%A1l-es-la-%C3%BAltima-generaci%C3%B3n-que-tiene-derecho-a-pensionarse\/ar-BB1lkUe0<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Las pensiones son un tema que preocupa a los trabajadores y al gobierno, debido a que en los siguientes a\u00f1os ser\u00e1 m\u00e1s complicado que los trabajadores puedan acceder a una buena pensi\u00f3n<\/p>\n","protected":false},"author":3,"featured_media":59383,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[52,585],"tags":[352,749],"class_list":["post-59380","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nacional","category-principal","tag-imss","tag-pensiones"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Ley 73 del IMSS: \u00bfCu\u00e1l es la \u00faltima generaci\u00f3n que tiene derecho a pensionarse? - Fer Abrajan<\/title>\n<meta name=\"description\" content=\"Las pensiones son un tema que preocupa a los trabajadores y al gobierno, debido a que en los siguientes a\u00f1os ser\u00e1 m\u00e1s complicado que los trabajadores puedan acceder a una buena 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