{"id":55449,"date":"2023-11-21T13:28:44","date_gmt":"2023-11-21T13:28:44","guid":{"rendered":"https:\/\/ferabrajan.com\/portal\/?p=55449"},"modified":"2023-11-21T13:32:16","modified_gmt":"2023-11-21T13:32:16","slug":"morena-propone-prohibir-cobros-de-comisiones-en-cajeros-automaticos","status":"publish","type":"post","link":"https:\/\/ferabrajan.com\/portal\/2023\/11\/21\/morena-propone-prohibir-cobros-de-comisiones-en-cajeros-automaticos\/","title":{"rendered":"Morena propone prohibir cobros de comisiones en cajeros autom\u00e1ticos"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">El diputado de&nbsp;Morena&nbsp;Juan Isa\u00edas Bert\u00edn Sandoval&nbsp;propone una&nbsp;iniciativa&nbsp;que reforma el&nbsp;art\u00edculo 4 Bis&nbsp;de la&nbsp;Ley para la Transparencia y Ordenamiento de los Servicios Financieros, para&nbsp;prohibir&nbsp;que los bancos cobren comisiones a usuarios \u201cpor operaciones de&nbsp;<strong>consulta de saldo<\/strong>&nbsp;y&nbsp;<strong>retiro de efectivo<\/strong>&nbsp;en&nbsp;cajeros autom\u00e1ticos\u201d.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La propuesta, turnada a la Comisi\u00f3n de Hacienda y Cr\u00e9dito P\u00fablico para dictamen, plantea adicionar el inciso d) a la fracci\u00f3n III del art\u00edculo 4 Bis de dicha ley.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"284\" height=\"177\" src=\"https:\/\/ferabrajan.com\/portal\/wp-content\/uploads\/2023\/11\/descarga-40.jpg\" alt=\"\" class=\"wp-image-55450\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">En sus transitorios, el documento establece que el Banco de M\u00e9xico (Banxico) y la Comisi\u00f3n Nacional Bancaria y de Valores (<strong>CNBV<\/strong>) deber\u00e1n propiciar entre las entidades financieras, en un&nbsp;plazo m\u00e1ximo de 180 d\u00edas a la entrada en vigor del decreto, los convenios necesarios para el cumplimiento de esta reforma.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">El Banxico, la CNBV y la Comisi\u00f3n Nacional para la Protecci\u00f3n y Defensa de los Usuarios de Servicios Financieros (Condusef), en el \u00e1mbito de sus competencias, deber\u00e1n fomentar entre las instituciones financieras el cumplimiento de los principios de transparencia con la publicaci\u00f3n de las comisiones interbancarias existentes y los ingresos correspondientes.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"284\" height=\"177\" src=\"https:\/\/ferabrajan.com\/portal\/wp-content\/uploads\/2023\/11\/descarga-40-1.jpg\" alt=\"\" class=\"wp-image-55451\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">En su exposici\u00f3n de motivos el legislador menciona que las entidades financieras tienen diferentes ingresos, entre los que se encuentran los&nbsp;cargos por comisiones interbancarias, que son el monto cobrado a sus clientes por la prestaci\u00f3n de sus servicios en general, as\u00ed como por las gestiones operativas,&nbsp;transferencias,&nbsp;contrataci\u00f3n de productos de inversi\u00f3n,&nbsp;ahorro&nbsp;o&nbsp;financiaci\u00f3n.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Entre las comisiones que tambi\u00e9n se cobran en los bancos, est\u00e1 la comisi\u00f3n por&nbsp;disposici\u00f3n de efectivo&nbsp;y&nbsp;consulta de saldo&nbsp;en cajeros autom\u00e1ticos de otras entidades financieras.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"284\" height=\"177\" src=\"https:\/\/ferabrajan.com\/portal\/wp-content\/uploads\/2023\/11\/descarga-42.jpg\" alt=\"La iniciativa est\u00e1 respaldada por 25 diputados de los grupos parlamentarios de Morena, PT y PVEM.\" class=\"wp-image-55452\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Refiere que en el primer trimestre de 2018 se registr\u00f3 un ingreso de la banca por comisiones cobradas de&nbsp;<strong>38 mil 665 millones de pesos<\/strong>, de los cuales,&nbsp;218 millones fueron parte de las 85 mil 698 reclamaciones por las comisiones cobradas&nbsp;y que los usuarios no reconocieron.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cMuchos de los usuarios no est\u00e1n al tanto de lo que les cobra el banco, propiciando que los bancos recurran a\u00a0pr\u00e1cticas\u00a0excesivas por la adici\u00f3n de m\u00e1s comisiones por operaciones y servicios\u201d, indica el documento.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Con informaci\u00f3n de: https:\/\/www.elfinanciero.com.mx\/nacional\/2023\/11\/20\/por-fin-morena-propone-prohibir-estos-cobros-de-comisiones-en-cajeros-automaticos\/<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La iniciativa est\u00e1 respaldada por 25 diputados de los grupos parlamentarios de Morena, PT y 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